Tuesday, January 12, 2010

Points to Ponder

It is getting more and more difficult to sort through all of the deals out there; prep my coupons; and then actually make it to the stores. It is amazing how much time it takes to match everything up but I do find my blog list to be very helpful in picking out what are the really great deals and what are the deals that I am able to pass by.

This week I had added $15 to my grocery budget for non-food items and had a great plan of attack BUT it was not meant to be. Kmart did NOT have the proper soap available for me and I simply have not been able to make it to Target with two small children and winter weather making it prohibitive to drive.

SO, instead, I toiled over my Fareway grocery store add and found some great deals. I won't bore anyone with the graphic details but I will share my best savings:

1. Ground Beef 97% lean at $1.99/lb as long as you buy 10lbs. This put me at $19.58. Since this quantity of meat will last us 3 weeks I have divided it into 3 bits and will subtract 6.60 from my grocery budget for two more weeks to spread it out!

**That leaves me $13.40 for my budget this week**

2. Instead of using my extra $15 as planned, I decided to grab to packages of Pampers on sale for $9.99 - my $2 off coupons for a total of $15.98 for two weeks worth of diapers! Yes it put me $.98 over my non-food item total but I am o.k. with that!

3. With my coupons and the great sales I was able to round out my groceries of:
margarine
cottage cheese
mac and cheese
hot cocoa
yogurt

for around $19!

My $1 left sadly will not cover the milk we will need for the remainder of the week so I am going to have to dip into my secret stash of grocery store gift cards that I gratefully received over the holidays. I had hoped to not have to use them much BUT I am so pleased with how my budget turned out I am feeling pretty good about just buying milk with my gift card!

It has been quite exhausting trying to get this budget to work but, I am confident that my savings will translate into some great extra cash moving over to my credit cards!

I have not made an extra payment this week and am a bit down about it. But, today is a new day and I have settled on a new plan of attack with my ebay partner so I am optimistic about next week.

My happiest achievement this week was to get into my consignment stores to cash out my accounts and cash in my great point coupons. I was able to buy 3 pairs of pants and a shirt for my son with my reward points and was able to have the exact right amount of cash from my accounts to pay my sitter this week! I also made it to my local library and checked out a ton of great books (I would have previously purchased from Borders), and brought home two great movies all free.

Although my achievements may appear small, they keep me going when I try to explain to my husband that it isn't about the amount of time I spend researching how to squeeze $.10 out of every penny it is about how many less pennies I am using. He is still not getting it. It would make things easier to have a partner in this exhausting search to pull money out of thin air but perhaps as time goes on he will start to see the payoff!

The priority on the top of my list today is to get my ebay items ready for posting tonight and to continue my quest to organize and inventory what I have.

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